Autumn
Plans: Preserving the Fruits of Our Labors
Fall
planning gives us a sense of securing and protecting our home and family
for the long winter months ahead. Guessing how many garden veggies to
preserve, how much heating fuel will be needed, when to put the snow
tires on and checking over our warm clothing or cold medicine supply.
It's the proverbial game of wondering what this winter season will bring.
Those that have survived Vermont winters know that you can't do it without
using your knowledge of winters past. Caregiving is a lot like planning
for winter.
You plan ahead based
on what you have weathered and experienced. Many caregivers are unprepared
for the strain that caregiving can put on a family's relationships,
their finances or physical health. Most find that when it comes to planning
for their own future care needs they would like things done differently.
They don't want their loved ones to anguish
over what should be done. They don't want children to sacrifice the
quality of their own lives to care for them.
They do want quality
of care and they do have definite ideas on how, when, and where they
want it. However, if they don't take the time to say this, don't take
the time to write it down, it may never get known to those who need
to know most - their family and future caregivers. Now is the time we
must take charge and plan our future care needs. Don't wait until it
is too late!
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Caregiving
Questions to ask Yourself
What tasks do I want to do myself?
What do I want someone else to do?
Who do I want to handle my money?
When do I want that person to start?
What kind of oversight do I want?
Remember if
you plan, you are in charge.
Legal
Terms
- Durable
Power of Attorney
is a type of power of attorney that remains valid even if the
principal has become incapaciated. To be durable, the power
of attorney document must include specific words set forth in
the statute.
- Fiduciary:
A fiduciary is someone who has the responsibility of acting
in the best interests of another person, rather than in his
or her own interest.
- Living
Will:
Is a written document, also called a terminal care document,
that says that a person does not want extraordinary measure
used to prolong life if that person becomes terminally ill.
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Taking
Charge: Plan Now for Future Financial Control
You are in charge.
Each of us needs to plan for our future but most of us find it difficult
to start- we're busy, we are fine, we don't want to think about it.
However, if you plan now, you will be in charge of how your affairs
will be handled in the future, even if you no longer are able to handle
those matters yourself.
The Vermont Ethics
Network has just published a new booklet, "Taking Charge: Plan
Now for Future Financial Control" to help guide Vermonters as they
plan for their own future care needs and for families who will be or
are currently caregivers.
Call the Senior
Helpline 1-800-642-5119 for a free booklet (Supply limited)
The
Browns' Story:
Planning Ahead Can Avoid Guardianship
Mrs. Brown had just
died after a long illness. The Brown's daughter, Pam, wanted her father
to execute a durable power of attorney. Mr. Brown said that it was unnecessary,
because unlike Mrs. Brown, he was in excellent health. He assured his
daughter that he planned on being around for a while. He was only 62,
he still played tennis every week, managed his small catalogue business
and had passed his last physical with flying colors. He told his daughter
not to worry. He would execute a durable power of attorney when he turned
65.
Several months later,
Mr. Brown was in a serious automobile accident. He needed surgery to
repair a badly shattered arm. He developed a blood clot during surgery
and he had a stroke. He was unable to talk and he did not respond to
written notes. He did not recognize Pam. Pam realized that she would
have to start managing her father's affairs. Although she could take
care of some things, she had no way to cash his pension check, manage
his catalogue business or sell the car that he had listed in the paper.
She decided to petition
for guardianship. She was discouraged to learn it could take months
before guardianship was in place. She was uncomfortable including specific
information about her father's condition in the petition. He had always
been a very private person, and the probate court register knew her
father because he often played tennis with her brother. She also was
upset to learn that her father would have to undergo an evaluation and
the court would have to find him mentally disabled before it could appoint
a guardian.
Pam wished that
her father had executed a durable power of attorney. She was sure that
he would have if he had understood the alternative.
Need a Durable Power of Attorney for Health Care?
Call VT Ethics Network for a copy of the guide book Taking Steps at:
1-802-828-2909
Website Resources:
Aging with
Dignity
www.agingwithdignity.org
Vermont Ethics
Network
www.vtethicsnetwork.org