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Senior Sense: Can Prescription Drugs Be Made More Affordable?
 Mary McCallum, COASEV August 2002

Americans are taking more pills and paying more for them. While the nation's prescription drug bill jumped 17% last year, it is the elderly who suffer most from escalating costs. Our aging population consumes the bulk of prescription drugs, yet more than one third of them lack insurance that pays for them.


While Washington continues to debate prescription drug coverage for Medicare recipients, the rising federal deficit reminds politicians that such a program would cost hundreds of millions of dollars, and no one knows where the money will come from.

Meanwhile, pharmaceutical companies offer meager discounts, drug store chains do the same, and physicians with consciences help patients use cooperative online buying services to fill prescriptions at significant savings in Canada. Some Vermonters jump the border by the busload to purchase drugs themselves in Canada, while Governor Dean encourages them to take advantage of the astonishingly more affordable pricing.

At the request of Congressman Bernie Sanders, two government studies investigated pricing of ten leading drugs taken by the elderly. The reports concluded that Vermont's senior citizens pay an average of 81% more for prescriptions than Canadians, and 112% more than Mexican
consumers.

Because drug companies give deep discounts to favored customers like HMOs and insurance companies, older Americans who pay for their own medications are charged more, often twice as much. Pharmaceutical companies are profiting at the expense of America's elderly. What are the options for seniors who often must decide between paying bills, eating healthy food, or filling their prescriptions?

The United Health Alliance (UHA), a Bennington physician's cooperative, buys drugs through Canadian pharmacies at substantial savings. For instance, 100 tablets of the arthritis drug Celebrex (100 mg.) costs $58.71 through UHA, compared with $154.49 at a grocery store pharmacy. Lipitor (10 mg.), for lowering cholesterol, costs $121.99, compared to $208.99 at a local Vermont pharmacy.

To order through UHA requires three steps: get a prescription from your doctor, go online and print out the two forms for pharmacy service, and FAX the forms and prescription to the online pharmacy. Medications are sent directly to the consumer, who pays shipping and handling. For more information call UHA toll free or log onto their website (see Resources below).

Prescription drug assistance cards are available from several major drug companies, drug store chains, and private and state programs. With scores of drug assistance cards available it can be confusing, and discounts are as small as 10%, with added user fees. In brief, four of the top drug companies offer these discount plans of their own non-generic drugs:

  • Novartis Care Card: requires annual individual income at or below $26,000, 30-40% discount on Novartis drugs.
  • Pfizer Share Card: income at or below $18,000, $15 flat fee for each 30-day supply of Pfizer drugs.
  • Lilly Answers Card: income at or below $18,000, $12 flat fee for 30-day supply of Lilly drugs.
  • GlaxoSmithKline Orange Card: income at or below $26,000, 30-40% discount on their drugs.

Caveats? Be advised that a card is only good for that manufacturer's drugs, so it's smart to get them all if you take several medications. The burden is on the user to identify which company makes which drug. In addition, some companies issue cards only to seniors without insurance coverage, and health-care advocates feel the required income levels are set too low.

In a recent poll most Americans felt it is more important for the government to help the uninsured get insurance than it is to provide seniors with help paying for prescription drugs. Until congress stops viewing it as an either/or choice, drug costs and medical care will remain out of reach for struggling Americans. Lawmakers continue to wrestle with the issues while drug costs soar and drug companies offer skimpy discounts, leaving many elders to face some tough decisions alone.

RESOURCES

  • Medicare Prescription Drug Assistance Program: online help in identifying discount drug programs (www.medicare.gov/Prescription/Home.asp)
  • Senior Help Line: for information on Vermont's VHAP and VSCRIPT programs and discount drug card options (800-642-5119)
  • United Health Alliance: for online purchase of drugs through Canada www.unitedhealthalliance.com (866-633-7482)
  • Vermont Bridge Program: can explain how drug company discount cards work (866-887-4276)

 

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